Privacy Policy and Terms of Use

Our Policy

Please read RT Capital Advisors, Inc.’s (“RT Capital Advisors, Inc.”) Privacy Policy and Terms of Use (the “Terms”) carefully before continuing with your use of this website; RTCapitalAdvisors.com, (the “Website”).

These terms shall govern the use of the Website and apply to all Internet traffic visiting the Website. By accessing or using this Website, you agree to the Terms. The Terms are meant to protect all our Website users and your continued use of this Website signifies your agreement with these Terms.

IF YOU DO NOT AGREE WITH THESE TERMS, YOU MAY NOT USE THIS WEBSITE.

RT Capital Advisors, Inc. reserves the right, in its sole discretion, to modify, alter or otherwise update these Terms at any time. Such modifications shall be effective immediately upon posting. By using this Website after we have posted notice of such modifications, alterations or updates you agree to be bound by such revised Terms.

This Website may contain links to other websites (“Linked Sites”). The Linked Sites are provided for your convenience and information only and, as such, you access them at your own risk. The content of any Linked Sites is not under the control of RT Capital Advisors, Inc., and RT Capital Advisors, Inc. is not responsible for, such content, whether RT Capital Advisors, Inc. is affiliated with the owners of such Linked Sites. You may not establish a hyperlink to this Website or provide any links that state or imply any sponsorship or endorsement of your own Website by RT Capital Advisors, Inc. or its subsidiaries, affiliates and/or assigns.

All content on this Website is provided “as is” and without warranties of any kind either expressed or implied. Other than those warranties, which, under the U.S. laws applicable to these terms, are implied by law and are incapable of exclusion, restriction, or modification, RT Capital Advisors, Inc. disclaims any and all warranties, expressed or implied, including, but not limited to, implied warranties of merchantability and fitness for a particular purpose. Neither RT Capital Advisors, Inc., nor its affiliated or related entities, nor any person involved in the creation, production and distribution of this Website warrant that the functions contained in this Website will be uninterrupted or error-free, that defects will be corrected or that the server that makes the content available will be free of viruses or other harmful components. The content that you access on this Website is provided solely for your convenience and information only. RT Capital Advisors, Inc. does not warrant or make any representations regarding the results that may be obtained from the use of this Website or as to the reliability, accuracy or currency of any information content, service and/or merchandise acquired pursuant to your use of this Website

What personal data we collect and why we collect it

Comments

When visitors leave comments on the site we collect the data shown in the comments form, and also the visitor’s IP address and browser user agent string to help spam detection.

Media

If you upload images to the website, you should avoid uploading images with embedded location data (EXIF GPS) included. Visitors to the website can download and extract any location data from images on the website.

Contact forms

We use a contact form plugin, when someone submits an inquiry we keep contact form submission data for 1 year for customer service purposes, and we do not use the information submitted through the contact forms for third party marketing purposes.

Cookies

If you leave a comment on our site you may opt-in to saving your name, email address and website in cookies. These are for your convenience so that you do not have to fill in your details again when you leave another comment. These cookies will last for one year.

If you visit our login page, we will set a temporary cookie to determine if your browser accepts cookies. This cookie contains no personal data and is discarded when you close your browser.

When you log in, we will also set up several cookies to save your login information and your screen display choices. Login cookies last for two days, and screen options cookies last for a year. If you select “Remember Me”, your login will persist for two weeks. If you log out of your account, the login cookies will be removed.

If you edit or publish an article, an additional cookie will be saved in your browser. This cookie includes no personal data and simply indicates the post ID of the article you just edited. It expires after 1 day.

Embedded content from other websites

Articles on this site may include embedded content (e.g. videos, images, articles, etc.). Embedded content from other websites behaves in the exact same way as if the visitor has visited the other website.

These websites may collect data about you, use cookies, embed additional third-party tracking, and monitor your interaction with that embedded content, including tracking your interaction with the embedded content if you have an account and are logged in to that website.

Analytics

The content that you access on this Website is provided solely for your convenience and information. All opinions, news, research, analyses, prices or other information is provided as general market commentary and not as investment advice; all information is subject to change. RT Capital Advisors, Inc. does not warrant or make any representations regarding the results that may be obtained from the use of this Website or as to the reliability, accuracy or currency of any information content, service and/or merchandise acquired pursuant to your use of this Website. This Website may contain statements, estimates or projections that constitute “forward-looking statements” as defined under U.S. federal securities laws. Any such forward looking statements are inherently speculative and are based on currently available information about future events and trends. As such, they are subject to numerous risks and uncertainties.

This Website features logos, brand identities and other trademarks and service marks (collectively, the “Marks”) that are the property of, or are licensed to RT Capital Advisors, Inc, its subsidiaries and content providers. Nothing contained on this Website should be construed as granting, by implication, estoppel, or otherwise, any license or right to use any Mark displayed on this Site without the express written permission of RT Capital Advisors, Inc. or any such third party that may own a Mark displayed on the Website. Unless otherwise noted, the graphic images, buttons and text contained in this Website are the exclusive property of RT Capital Advisors, Inc. and its subsidiaries. Except for personal use, these items may not be copied, distributed, displayed, reproduced, or transmitted, in any form or by any means, electronic, mechanical, photocopying, recording, or otherwise without prior written permission of RT Capital Advisors, Inc.

RT Capital Advisors, Inc. does not accept or consider any creative ideas, suggestions or materials from the public (“Submissions”), therefore, you should not make any Submissions to RT Capital Advisors, Inc. If you do send us a Submission, despite our request not to do so, then such Submission will be considered non-confidential and non-proprietary and shall immediately become the property of RT Capital Advisors, Inc. RT Capital Advisors, Inc. shall exclusively now and hereinafter own all rights, title and interest therein. RT Capital Advisors, Inc. will be free to use any Submissions for any purpose whatsoever.

Who we share your data with

Currently all data is kept for the exclusive marketing use of RT Capital Advisors, Inc. and it’s authorized agents, employees or principals for the intended purposes and not shared.

How long we retain your data

If you leave a comment, the comment and its metadata are retained indefinitely. This is so we can recognize and approve any follow-up comments automatically instead of holding them in a moderation queue.

For users that register on our website (if any), we also store the personal information they provide in their user profile. All users can see, edit, or delete their personal information at any time (except they cannot change their username). Website administrators can also see and edit that information.

What rights you have over your data

If you have an account on this site, or have left comments, you can request to receive an exported file of the personal data we hold about you, including any data you have provided to us by contacting us directly at 1(562)344-5626. You can also request that we erase any personal data we hold about you.This does not include any data we are obliged to keep for administrative, legal, or security purposes.

Where we send your data

Visitor comments may be checked through various automated spam detection services, currently specifically CAPTCHA and ProtonMail.

Your contact information

It is possible, though unlikely, that we might be forced to disclose personal information in response to legal process or when we believe in good faith that the law requires it, for example, in response to a court order, subpoena or a law enforcement agency’s request.

We use non-personally identifiable information to analyze site usage (such as aggregated information on the pages visited by our users), which allows us to improve the design and content of our site.

We cannot guarantee the privacy of personal information you transmit over the web or that may be collectable in transit by others, including contractors who provide services to RT Capital Advisors, Inc..

We are committed to complying with all applicable privacy laws and regulations. To the extent we ever receive personal information from a resident of the European Union, we will comply with the requirements of the General Data Protection Regulation (GDPR).

Additional information

You expressly agree that use of this Website is at your sole risk. You (and not RT Capital Advisors, Inc.) assume the entire cost of all necessary servicing, repairs or correction of your own system. You expressly agree that neither RT Capital Advisors, Inc., nor its affiliated or related entities, nor any of their respective employees or agents, nor any person or entity involved in the creation, production and distribution of this Website is responsible or liable to any person or entity whatsoever for any loss, damage (whether actual, consequential, punitive or otherwise), injury, claim, liability or other cause of any kind or character whatsoever based upon or resulting from the use or attempted use of this Website or any other Linked Site. By way of example, and without limiting the generality of the foregoing, RT Capital Advisors, Inc. and related persons and entities shall not be responsible or liable for any claim or damage arising from failure of performance, error, omission, interruption, deletion, defect, delay in operation, computer virus, theft, destruction, unauthorized access to or alteration of personal information or personal records, or that of any third party, or the reliance upon or use of data, information, opinions or other materials appearing on this Website. You expressly acknowledge and agree that RT Capital Advisors, Inc. is not liable or responsible for any defamatory, offensive or illegal conduct of other subscribers or third parties. Some jurisdictions may not allow the exclusion or limitation of liability for consequential or incidental damages. In such jurisdictions, the liability of RT Capital Advisors, Inc. is limited to the greatest extent permitted by law.

These Terms are for the benefit of RT Capital Advisors, Inc, its officers, directors, employees, affiliates, agents, licensors and suppliers. Each of these individuals or entities shall have the right to assert and enforce these Terms directly against you on its or their own behalf.

RT Capital Advisors, Inc. collects several types of information from and about users of our Website, including personal information that is about you but individually does not identify you, such as about your internet connection, the equipment you use to access our Website and usage details. RT Capital Advisors, Inc. collects this information directly from you when you provide it to us and automatically as you navigate through the site. Information collected automatically may include usage details, IP addresses and information collected through cookies and other tracking technologies. As you navigate through and interact with our Website, RT Capital Advisors, Inc. may use automatic data collection technologies to collect certain information about your equipment, browsing actions and patterns, including details of your visits to our Website, including traffic data, location data, logs and other communication data and the resources that you access and use on the Website. Information about your computer and internet connection, including your IP address, operating system and browser type.

The information RT Capital Advisors, Inc. collects may include personal information and we may maintain it or associate it with personal information we collect in other ways or receive from third parties. It helps RT Capital Advisors, Inc. to improve our Website and to deliver a better and more personalized service, including enabling us to estimate our audience size and usage patterns, store information about your preferences, allowing us to customize our Website according to your individual interests, speed up your searches, and recognize you when you return to our Website. The technologies RT Capital Advisors, Inc. uses for this automatic data collection may include Cookies, Flash Cookies and Web Beacons. RT Capital Advisors, Inc. does not collect personal information automatically, but RT Capital Advisors, Inc. may tie this information to personal information about you that RT Capital Advisors, Inc. collects from other sources or you provide to us.

How we protect your data

The information contained herein is confidential and may not be shared by any user to any party that is not a secured party to this Website without the prior written consent of RT Capital Advisors, Inc.

You agree that (i) you will not engage in any activities related to the Website that are contrary to applicable law, regulation or the terms of any other agreements you may have with RT Capital Advisors, Inc. or any of its affiliates and (ii) you will establish commercially reasonable security procedures and controls to limit access to the Website, your password and other identifying information only to individuals or other third parties that are expressly authorized by you to have such access.

You agree to indemnify, defend and hold harmless RT Capital Advisors, Inc., its officers, directors, employees, affiliates, agents, licensors and suppliers from and against all losses, expenses, damages and costs, including reasonable attorneys’ fees, resulting from the misuse of the Website and from any violation by you of these Terms, including, without limitation, any theft or unauthorized use of your use of your personal information or personal records.

What data breach procedures we have in place

We have in place various third party vendors, VPNs, End-to-End Data Encryption providers to deal with data breaches, either potential or real, such as internal reporting systems and contact mechanisms.

What third parties we receive data from

The information RT Capital Advisors, Inc. collects may include personal information and we may maintain it or associate it with personal information we collect in other ways or receive from third parties. It helps RT Capital Advisors, Inc. to improve our Website and to deliver a better and more personalized service, including enabling us to estimate our audience size and usage patterns, store information about your preferences, allowing us to customize our Website according to your individual interests, speed up your searches, and recognize you when you return to our Website. The technologies RT Capital Advisors, Inc. uses for this automatic data collection may include Cookies, Flash Cookies and Web Beacons. RT Capital Advisors, Inc. does not collect personal information automatically, but RT Capital Advisors, Inc. may tie this information to personal information about you that RT Capital Advisors, Inc. collects from other sources or you provide to us.

Some content or applications on the Website are served by third parties, including advertisers, ad networks and servers, content providers and application providers. These third parties may use cookies in conjunction with web beacons or other tracking technologies to collect information about you when you use our Website. The information they collect may be associated with your personal information or they may collect information, including personal information, about your online activities over time and across different websites and other online services. They may use this information to provide you with interest-based advertising or other targeted content.

RT Capital Advisors, Inc. uses information that we collect about you to, among other reasons, present our Website and its contents to you and to provide you with information. We may disclose aggregated information about our users and information that does not identify any individual, without restriction.
RT Capital Advisors, Inc. may disclose personal information that we collect to our subsidiaries and affiliates, contractors, service providers and third parties, comply with a court order, law or legal process, enforce or apply our Terms, and if we believe disclosure is necessary to protect the rights, property, or safety of RT Capital Advisors, Inc.

What automated decision making and/or profiling we do with user data

The provisions and conditions of these Terms, and each obligation referenced herein, represent the entire agreement between RT Capital Advisors, Inc. its affiliated or related entities and you with respect to the use of the Website and supersede any prior agreements or understandings not incorporated herein. If any inconsistencies exist between these Terms and any future published Terms or understanding, the last published Terms or understanding shall prevail.

Industry regulatory disclosure requirements

Disclosures and Assumptions: This notice affects our business relationship, the information furnished in this and all communications are preliminary. This is not an offer nor a commitment to lend and shall not be construed as such. Mortgage Loan products, rates, terms, loan conditions and offers of credit or extensions of credit may be changed without notice. All private money/deed of trust/mortgage secured loans are offered in accordance and compliance with required respective State regulation(s). Stated or alternative documentation loans are provided to and conform with the applicable state laws regarding commercial lending transactions for expressed business purposes. All loan transactions are subject to the submission of a formal application, acceptable appraisal, underwriting, written lender approval and final investor approval. We act as neither a broker nor a lender and in the following capacities: an Advertiser, Advisor or Consultant whether representing the principal(s), lender(s), sponsor(s) and/or investor(s) and at times we will refer requests to the appropriate source(s) from which we may be compensated. From this communication and henceforth, no warranties are expressed or implied by an initial offer of credit, be it secured or unsecured by Mortgage, Deed of Trust or similar. Loan approval terms may vary by asset. Insurance acceptable to the lender and/or investor is required to be obtained prior to close of escrow and maintained on the subject property for the duration of the loan. All information in this communication is deemed reliable but is not guaranteed and is subject to change.